bunq launches high-interest term deposits

• bunq rolls out high-interest Term Deposits to help users easily boost their savings.
• Auto Round Up now puts spare change into crypto for background wealth-building.
• Crypto coin alerts give users timely updates whenever prices change.

Amsterdam, 16 December 2025 — bunq, Europe’s second-largest neobank, today announced the launch of Term Deposits, a new savings option with some of the market’s highest returns, as well as easier ways for anyone to track and invest in crypto.

With Term Deposits, bunq users can lock in their money for a fixed period and benefit from significantly higher, guaranteed interest rates. Users can now choose from four lock-up periods:

• 1.76% interest for 3-month deposits
• 1.86% interest for 6-month deposits
• 2.11% interest for 12-month deposits
• 1.91% interest for 24-month deposits

bunq has always offered competitive rates, and the new 12-month return of 2.11% now places bunq among the highest-yielding options—decisively outperforming nearly all major national banks. 

On a global scale, these rates also rank within the top five highest interest offerings among international financial institutions, solidifying bunq’s position as a leading destination for savers seeking strong returns without the complexity.

The announcement was made at the bunq Update 30 event in Amsterdam, during which the neobank also launched an expansion of its Auto Round Up features. Every purchase can be set to round up to the nearest euro, with the spare change now automatically invested in crypto. 

To help users stay in control, bunq has also introduced instant crypto alerts. Those with an active crypto wallet will automatically be notified when coins in their favorites list rise or fall by more than 5 percent within 24 hours or hit a new all-time high. Additional alerts notify users when their coins pass round-number milestones, offering timely insights on changes without the need to constantly check price charts.

“At bunq, we make it easy to grow your wealth in a way that’s both safe and secure,” said Joe Wilson, bunq Chief Evangelist. “We give our users an easy-to-use, regulated environment where savings and crypto live side-by-side, so they can take control of their money and shape the future they want.”