bunq steps up crypto expansion with EU-wide flexible staking

  • bunq rolls out crypto staking across the EU in partnership with Kraken, giving users the option to earn up to 10% annually on their crypto.
  • bunq is the first European neobank to launch flexible staking, allowing users to stake their cryptocurrencies with no lock up periods and the ability to buy, sell or unstake at any time. 
  • The launch follows bunq’s introduction of bunq Crypto earlier this year.

Amsterdam, September 25, 2025 – bunq, Europe’s second largest neobank, is expanding bunq Crypto by becoming the first European challenger to launch flexible crypto staking, empowering users to earn rewards on their digital assets, with full flexibility and no lock-up periods. 

Building on the successful launch of bunq Crypto in April, staking will be available in the Netherlands, France, Spain, Belgium, Italy, Ireland, Germany as well as the wider EEA region. Users of the challenger bank can access crypto services offered by crypto trading platform, Kraken and are able to earn up to 10% annually on selected cryptocurrencies, by helping to validate transactions on blockchain networks. 

bunq’s latest research shows nearly 65% of users say not knowing when to buy or sell is their biggest barrier to making a profit on their digital assets. To solve this, the neobank now offers flexible staking that allows users to earn rewards on their crypto without having to worry about timings or restrictive lock-up periods. 

"Our users have been asking for a simple way to grow their crypto,” says Joe Wilson, Chief Evangelist at bunq. “With flexible staking, they can now earn on the crypto they already own while keeping the freedom to buy, sell, or unstake anytime. We’re proud to be the first neobank to bring this to Europe.”

The news follows bunq’s announcement on applying for a broker dealer license, fast-tracking its entry into the US market as part of its global expansion plans. 

Disclaimer:bunq does not dispense investment advice. Crypto trading involves risk of loss. Crypto trading provided by Payward Europe Solutions Limited t/a Kraken, authorised by the Central Bank of Ireland. Staking is unregulated, involves risk of slashing and is provided by Payward Commercial Ltd t/a Kraken.

For more information on staking, visit https://help.bunq.com/articles/crypto-staking.

About bunq

Founded in 2012 by serial entrepreneur Ali Niknam, bunq has brought lasting change to the European banking industry. By having its users at the heart of the business and building a product rooted in their wants and needs, bunq quickly scaled to become the second largest neobank in the EU. Serving those with an international lifestyle across the European Economic Area, bunq makes life easy for location-independent people and businesses starting from the way they manage money: how they spend, save, budget and invest.



Pioneering many things considered impossible, bunq was the first bank to get a European banking permit in over 35 years, raised the largest series A round ever secured by a European fintech (€193 million), and was the first EU neobank to achieve structural profitability at the end of 2022. On its mission to build the first global neobank for digital nomads, in April 2025, bunq announced it’s fast-tracking its entry in the US by applying for a broker-dealer license and planning to reapply for the full banking license later the same year.

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