bunq quadruples interest on savings, breaking the 1% barrier

Amsterdam, December 2, 2022 - bunq raises its savings interest from 0.27% to 1.05%. The nearly quadrupled interest rate comes into effect immediately, well ahead of the planned monetary policy meeting of the Governing Council of the European Central Bank on December 15.

At bunq our users are at the heart of everything we do. That’s why we make sure everything that benefits us immediately benefits them. This allows us to give them the best possible user experience, and the highest interest on their savings, Ali Niknam, founder and CEO of bunq, says. 

bunq also announces it will pay interest on deposits up to €100,000, up from the previous €10,000 limit. bunq MassInterest doesn't require a minimum deposit and users get their interest paid monthly. They can access their savings directly and transfer money from their savings account to their checking accounts twice a month, in real-time.

About bunq

Founded in 2012 by serial entrepreneur Ali Niknam, bunq has brought lasting change to the European banking industry. By having its users at the heart of the business and building a product rooted in their wants and needs, bunq quickly scaled to become the second largest neobank in Europe. Serving digital nomads across Europe, bunq makes life easy for location-independent people and businesses starting from the way they manage money: how they spend, save, budget and invest.

Pioneering many things considered impossible, bunq was the first bank to get a European banking permit in over 35 years, raised the largest series A round ever secured by a European fintech (€193 million), and was the first EU neobank to achieve structural profitability at the end of 2022. On its mission to build the first global neobank for digital nomads, in April 2023, bunq announced its bid to enter the US market by applying for a banking license.

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